Next to buying a house, buying a car is one of the biggest purchase in every household. Buying a car is no joke. A chunk of our paycheck will be taken out for the monthly payment of that car.
That is why before we take our wallets out and place a bank loan, we should know what is the best car that would fit our family and our lifestyle. Here are some points to consider and questions you need to ask yourself before you commit to buying your dream car.
1. What are you going to use it for?
We buy cars for different reasons. Some buy for family use. Some buy for business. If you have a small family, then a small compact car would suffice. If you are using for a daily drive to the office, buying a big van would not be advisable.
2. Have you checked more than one dealer?
When we were going to buy our first car, my husband checked different dealers before negotiating. We ended up buying our car a few cities away but went home with the best deal. We were definitely pretty happy with our purchase.
3. How much are you willing to pay?
Obviously, you can’t buy something you can’t afford. Only buy a car that you know you can sustain. Remember that aside from the down payment and monthly loan, you will also pay for insurance, maintenance, gas, daily parking, etc. Don’t make a mistake of only looking at your monthly bank responsibility. Our friend likened having a car to having a new baby. Once you bring your new car home, another set of expense starts.
There is massive choices in the market. That is why you have to research first and be very picky. First find the best car that would suit your family then find the best deal on the market.
Any other tips in buying a car?
When I became a Christian more than a decade ago, the church has been my place of refuge. It was a place I felt safe and secure. I made long lasting friendships with people who are raw and struggling but were faithful to fight and win for Christ.
However, 3 years ago things became a little different. It was one of my darkest years. As some of you know I battled with depression for almost a year and the place I used to find refuge from became a place of more pain.
I remembered what Mahatma Gandhi said.
I like your Christ, I do not like your Christians. Your Christians are so unlike your Christ.
I never thought I would ever feel that way towards the church (its people). When all I needed was a hug, a simple prayer or a pat in the back, what I got was either an insult, a mean comment on my parenting or a rebuke that I am not holy enough that is why I am going thru depression. (P.S. Depression much like flu is a disease, you need to get treatment. But this is for another post.)
It felt like everyone in the church were Pharisees who appear holy by knowing the Scripture but lacked love and compassion.
By God’s grace, I found refuge somewhere. I became part of different online Bible Studies and made friends with people who are just like me — hurting and needing some love. Through their prayers, it was then I slowly recovered from depression.
Just like Facebook, the church is filled with holier than thou church goers. They appear to have a perfect life. No problem at all. I am holy, remember? But this is not real life. This is fake life!
How do you think non believers would come to you for help if they knew you never had problems in your life, that you had never ever struggled or had never overcome a problem? It’s ok to struggle. It’s ok to feel pain. And you know what? It’s ok to share it. Because people around you are struggling. People around you are in pain. Stop hiding and pretending to be perfect. How can people even see God’s hand at work if they don’t even know you were struggling in the first place?
Stop acting as if your life is perfect. Be raw and vulnerable and admit that without Christ, you are nothing.
The church isn’t Facebook. You don’t have to take pride in showing off how beautiful and perfect your life is and judging people who doesn’t have it all together.
What people need is LOVE.
I love personalized products. I know I said that many times over because I am just a bit obsessed by it obviously!
Well, recently I had the chance to be in partnership with MyTote Bag – Caloocan City. They do personalized shirts, pouches, drawstring bags, etc.
Here are some of the samples of their products:
The good news is, when you use the code: AF16, you get to have a lifetime discount of 5% on all their products. What’s more.. they won’t charge you for the customization. Also, when you order from them at Shopee, you get to avail of FREE Shipping for purchases P500 and up. Good deal, right?
Their totes are somewhere P200+ and their pouches at about 150+. Absolutely affordable. Probably some of you are already thinking of what to give out as souvenirs for your next party. Keep MyTote Philippines – Caloocan City in mind.
Find them on Facebook: Mytote Philippines – Caloocan City.
Disclaimer: This is an affiliate post. I get a little profit when you purchase from Mytote Philippines – Caloocan City using the code I gave you.